Website Data Usage Policy
Last Updated: February 2025
At kolminteqa, we believe in straightforward communication about how we handle your information. This page explains the tracking technologies we use on kolminteqa.com and what they actually do.
We use cookies and similar tracking tools to make our site work properly and understand how people interact with our financial services. Some of these are necessary for basic functionality. Others help us improve your experience or understand which services matter most to our Australian clients.
Control Your Cookie Preferences
Current Status: Default Settings Active
You can decline all non-essential tracking cookies right now. Essential cookies that keep the site functioning will remain active, but we'll stop all analytical and marketing tracking.
What Are Cookies Anyway?
Cookies are small text files that get stored on your device when you visit websites. They're not programs or viruses – just bits of data that help websites remember things between visits.
Think of them like a bookmark with notes. When you come back to a site, it checks these notes to remember your preferences or recognize that you've been there before.
How We Use Tracking Technologies
We deploy several types of tracking on kolminteqa.com. Each serves a different purpose:
Strictly Necessary Cookies
These keep the site working. They handle your session when you log in, remember items in forms, and maintain security features. Without them, basic site functions break.
You can't disable these through our tools because they're fundamental to the site operating correctly. But you can block them through browser settings if needed.
Preference Cookies
These remember choices you make – language settings, display preferences, or calculator configurations. They make return visits more convenient by storing your customizations.
Examples include remembering your preferred currency display or whether you've dismissed certain notices.
Performance and Analytics Cookies
We use these to understand how visitors navigate our site. Which pages get viewed most? Where do people spend time? What features get ignored?
This information helps us improve content and identify issues. We use aggregated data – we're not tracking individual browsing habits in detail.
Advertising and Targeting Cookies
These track activity across sites to show relevant advertisements. They build profiles based on browsing patterns and help measure ad campaign effectiveness.
When you decline non-essential cookies, these are the first to go. We won't track your activity for advertising purposes if you opt out.
Specific Tracking We Deploy
Here's what actually runs on kolminteqa.com when you visit with default settings:
Session Management
We use encrypted session cookies to maintain your logged-in state. These expire when you close your browser. They're essential for accessing account features and completing secure actions.
Analytics Platform
We run analytics to measure site performance and user engagement. This includes page view counts, bounce rates, time on site, and navigation paths. The data gets anonymized before analysis.
Form Functionality
When you fill out inquiry forms or calculators, we temporarily store data to prevent loss if you navigate away. This local storage clears after form submission or after 24 hours.
Security Monitoring
We track failed login attempts, suspicious activity patterns, and potential security threats. These cookies help protect your account from unauthorized access.
How Long We Keep Cookie Data
Different cookies have different lifespans:
- Session cookies disappear when you close your browser
- Authentication cookies last up to 30 days for convenience
- Preference cookies persist for up to 12 months
- Analytics cookies remain active for up to 24 months
- Marketing cookies can last up to 18 months if not declined
You can clear all cookies through your browser settings at any time, which resets everything immediately.
Managing Your Browser Settings
Every major browser lets you control cookie behavior. The exact steps vary, but here's where to look:
Common Browser Locations
- Chrome: Settings → Privacy and security → Cookies and other site data
- Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Manage and delete cookies
Most browsers also offer "incognito" or "private" modes that don't store cookies after the session ends.
Be aware that blocking all cookies might break site functionality. You may not be able to log in, save preferences, or complete forms.
Third-Party Tracking
Some tracking technologies on our site come from external services we use:
- Web analytics platforms that measure traffic and engagement
- Payment processors that handle transaction security
- Support chat systems that manage customer inquiries
These third parties have their own privacy policies. We choose partners carefully, but you should review their practices independently if you have concerns about how they handle data.
Changes to This Policy
We update this page when we change how we use tracking technologies. The "Last Updated" date at the top reflects the most recent revision.
Significant changes get announced through email to registered users. Minor clarifications or technical updates happen without notification.
Questions About Our Cookie Usage?
If something's unclear or you want more details about specific tracking technologies, reach out to our team.
Email: info@kolminteqa.com
Phone: +61 3 9836 5214
Byron Street, Newcastle NSW 2300, Australia